Welcome to DU! The truly grassroots left-of-center political community where regular people, not algorithms, drive the discussions and set the standards. Join the community: Create a free account Support DU (and get rid of ads!): Become a Star Member Latest Breaking News Editorials & Other Articles General Discussion The DU Lounge All Forums Issue Forums Culture Forums Alliance Forums Region Forums Support Forums Help & Search

Aristus

(71,715 posts)
Thu Jan 15, 2026, 09:55 AM 18 hrs ago

I referred a cardiac patient the other day for an echocardiogram. She messaged me back, saying the co-pay was $500.

First time that's ever happened. But I'm guessing not the last. The idle-rich billionaire class is trying to kill us. I don't know who they think is going to do all the work that makes them rich. But we need to get some guillotines up in this bitch.

88 replies = new reply since forum marked as read
Highlight: NoneDon't highlight anything 5 newestHighlight 5 most recent replies
I referred a cardiac patient the other day for an echocardiogram. She messaged me back, saying the co-pay was $500. (Original Post) Aristus 18 hrs ago OP
Your money or your life Easterncedar 18 hrs ago #1
First your money, then your life. Harker 9 hrs ago #62
Why Not Vice-Versa! Let Me Give You a Hand with That Will! The Roux Comes First 5 hrs ago #80
AI gab13by13 18 hrs ago #2
Close to that Prairie Gates 18 hrs ago #3
DURec leftstreet 18 hrs ago #4
My buddy went by ambulance to North Western in Chicago (big beautiful hospital downtown) Hassin Bin Sober 18 hrs ago #5
nwm actually has a huge endowment for charity care, so mopinko 18 hrs ago #6
Yes my mom had to give her credit card exboyfil 12 hrs ago #51
I work as a motorcycle funeral escort Quanto Magnus 10 hrs ago #56
You don't work for Jeremy Dewitte, do you? Hassin Bin Sober 9 hrs ago #61
That happened a few months ago when my wife was having a bad AFIB attack and starting to panic... LuckyCharms 5 hrs ago #87
It is early January. Probably not the copay, but the deductible. Ms. Toad 17 hrs ago #7
Unfortunately, I had a lot of imaging last year... Sweet Freedom 17 hrs ago #8
here ya go Nigrum Cattus 17 hrs ago #9
I know someone who suggests Bettie 17 hrs ago #12
Much messier, tho. But the visuals would be excellent. erronis 16 hrs ago #20
Yup. Ocelot II 16 hrs ago #27
He says that the stain Bettie 14 hrs ago #36
Shakespeare amended: lastlib 16 hrs ago #15
let's kill all the billionaires markie 16 hrs ago #17
Post removed Post removed 14 hrs ago #37
If you're here to bash liberals, you must be at the wrong site. Aristus 13 hrs ago #38
Post removed Post removed 13 hrs ago #41
Sounds serious Torchlight 13 hrs ago #42
Message auto-removed Name removed 13 hrs ago #45
I hope your day gets better Torchlight 13 hrs ago #46
Message auto-removed Name removed 13 hrs ago #47
Sounds serious Torchlight 13 hrs ago #48
GFY, troll Celerity 13 hrs ago #43
You joined to say that? Enjoy your stay!!! GP6971 13 hrs ago #44
spill it Skittles 8 hrs ago #65
There were two trolls in that thread...not sure if they were one and the same. GP6971 7 hrs ago #67
I always wonder about these people Skittles 6 hrs ago #70
They're Inveterate Trolls. Cha 6 hrs ago #71
Post removed Post removed 6 hrs ago #74
Send a pizza to the library. NewHendoLib 6 hrs ago #75
Message auto-removed Name removed 6 hrs ago #77
except when you haunt them to troll a website for decades NewHendoLib 5 hrs ago #79
A Tombstone. Cha 5 hrs ago #82
You are back. sheshe2 6 hrs ago #78
Another one just responded to you! sheshe2 6 hrs ago #76
AW MAN, WTF Skittles 5 hrs ago #81
The juries and MIRT are quick! sheshe2 5 hrs ago #83
I BOW TO THEM Skittles 5 hrs ago #84
Trick or Troll sheshe2 5 hrs ago #86
Deductibles are killer lonely bird 17 hrs ago #10
Sorry to butt in with unsolicited medical advice - Ms. Toad 16 hrs ago #24
Didn't know that lonely bird 6 hrs ago #69
I was in an auto accident Dec 19th Bettie 17 hrs ago #11
Wow - that is shocking! FakeNoose 16 hrs ago #16
They did xrays when I was taken to the ER Bettie 16 hrs ago #19
Glad you're doing better, Bettie! calimary 16 hrs ago #23
Guessing they recommend a specialized radiation office - where they are part owners.... erronis 16 hrs ago #21
Is that because the injury was caused by a car accident? Ms. Toad 16 hrs ago #22
Could be Bettie 14 hrs ago #35
i believe they are trying to kill us. barbtries 17 hrs ago #13
Government program to give Paxlovid justaprogressive 17 hrs ago #14
On the $0 premium plan available in my area, Ms. Toad 15 hrs ago #30
But, But, But popsdenver 10 hrs ago #58
As someone here said awhile back, "there should be a noose on every lamp post up and down Pennsylvania avenue." Hotler 16 hrs ago #18
The French have the right idea. Steve Miller should be the first one on the lamp post. BComplex 16 hrs ago #25
I HAD The Same Thing DallasNE 16 hrs ago #26
She got off easy. I'm still making payments on a $7300 procedure last year that was only $250 in 2024. unblock 15 hrs ago #28
Whoa! :( moonscape 12 hrs ago #50
They already have a plan. OGBuzz 15 hrs ago #29
AI and slaves. quakerboy 15 hrs ago #31
Agree with earlier folks -- likely deductible season JT45242 15 hrs ago #32
Does this mean Mme. Defarge 15 hrs ago #33
An entire administration's-worth, if you please, Madame. Aristus 13 hrs ago #40
Shrouds Inc.? Mme. Defarge 12 hrs ago #49
You'll be going public any time now. Aristus 12 hrs ago #55
tell her to get a Kardia Skittles 14 hrs ago #34
Message auto-removed Name removed 13 hrs ago #39
My recent colonoscopy cost me a grand. Mosby 12 hrs ago #52
Sort of. progressoid 12 hrs ago #53
I had to do a second procedure Mosby 10 hrs ago #57
yup Skittles 9 hrs ago #60
are there any other hospitals up there anymore? Kali 7 hrs ago #68
Yeah, my PCP thought I should have another prior to the 5 year schedule due to progressoid 6 hrs ago #73
There's a little catch - Ms. Toad 7 hrs ago #66
Hell, I have not been able to address anything for several months now. OldBaldy1701E 12 hrs ago #54
US companies are going after the NHS in the markodochartaigh 3 hrs ago #88
It's predatory, exclusive and corporate driven for profit. Profit. Remember when BC/BS was non-profit?? I do. Evolve Dammit 9 hrs ago #59
This is exactly what is happening to us, too... slightlv 8 hrs ago #63
I had to get angioplasty recently and was given an estimate that I had to pay dsc 8 hrs ago #64
$250 for CT scan of lungs, pelvis Jersey Devil 6 hrs ago #72
Aerosmith AllyCat 5 hrs ago #85

Prairie Gates

(7,267 posts)
3. Close to that
Thu Jan 15, 2026, 10:10 AM
18 hrs ago

In December 2025, $407.75 for echocardiogram with contrast. Insurance picked up about $3400.

Hassin Bin Sober

(27,393 posts)
5. My buddy went by ambulance to North Western in Chicago (big beautiful hospital downtown)
Thu Jan 15, 2026, 10:20 AM
18 hrs ago

I was in the ER with him while he was all doped up on morphine and then ketamine - the nice lady from billing wheeled her little portable WiFi billing cart in the room and demanded $800 bucks on the spot.

We were both fucking amazed. Fortunately he could pay. But what if he couldn’t…

mopinko

(73,329 posts)
6. nwm actually has a huge endowment for charity care, so
Thu Jan 15, 2026, 10:38 AM
18 hrs ago

if he couldnt pay, he likely wd have gotten some help.
it’s 1 of the reasons their er is always so crowded.

exboyfil

(18,343 posts)
51. Yes my mom had to give her credit card
Thu Jan 15, 2026, 04:09 PM
12 hrs ago

The times I took her to the ER.

On the other hand my grandma got ER service without any copay/etc (she was Medicare/Medicaid LTC). I still had to cover out of my pocket the trip back to the nursing home (not strong enough to lift her from wheelchair to car seat and back again).

Quanto Magnus

(1,303 posts)
56. I work as a motorcycle funeral escort
Thu Jan 15, 2026, 05:53 PM
10 hrs ago

had a lady get into one of my processions (I hadn't seen her do that) and she randomly exited the procession when I was rolling up on her... Vehicle contact occurred.... cops/EMTs get called in.

EMT starts looking me over, asks me some of the normal questions after an accident.... Tells me he can take my blood pressure, but would then have to charge me a 'first responder fee'. I think they are supposed to do that, just simply showing up, but I think he let me slide a bit.

No one's going to be able to afford even the most basic healthcare soon.

Hassin Bin Sober

(27,393 posts)
61. You don't work for Jeremy Dewitte, do you?
Thu Jan 15, 2026, 06:51 PM
9 hrs ago

Just kidding.

Yeah, this first responder shit is out of hand. People are literally dying because they are afraid to call an ambulance.

LuckyCharms

(21,971 posts)
87. That happened a few months ago when my wife was having a bad AFIB attack and starting to panic...
Thu Jan 15, 2026, 11:39 PM
5 hrs ago

I rushed her to the ER.

She's laying there with no top on, and they are hooking her up to EKG leads.

Rep comes in and asks for a $150 co-pay.

I lost my shit and told him to get the fuck out of the room.

Ms. Toad

(38,345 posts)
7. It is early January. Probably not the copay, but the deductible.
Thu Jan 15, 2026, 11:22 AM
17 hrs ago

When I had insurance through work, I typically had a deductible from $250 to $500, before insurance kicked in. (In one job, the deductible was much higher, but also serves as the out of pocket cap.). So the first medical in event of the year was expensive since I had to pay 100%, up to the deductible.

Sweet Freedom

(4,043 posts)
8. Unfortunately, I had a lot of imaging last year...
Thu Jan 15, 2026, 11:30 AM
17 hrs ago

I'm self-employed and have an ACA plan.

My out-of-pocket expenses were:
CT $400
MRI $400
ER visit (X-ray for broken ribs; sat in the hallway) $800
Shoulder X-ray $300 ($150 for imaging + $150 for the doc. Payment due before the visit.)

On a side note, caught the flu and was told to buy an OTC flu test and then pay $67 for a telehealth visit to get meds. I sent a note that was an abuse of my finances and they called in the script.

Bettie

(19,317 posts)
36. He says that the stain
Thu Jan 15, 2026, 02:22 PM
14 hrs ago

on the ground could be set up as a monument to "shit we don't tolerate".

lastlib

(27,610 posts)
15. Shakespeare amended:
Thu Jan 15, 2026, 11:49 AM
16 hrs ago

"The first thing we do, let's kill all the billionaires."

That's a plan we could live with.

markie

(23,887 posts)
17. let's kill all the billionaires
Thu Jan 15, 2026, 11:59 AM
16 hrs ago

well, kill the ability to be a billionaire, at least

Response to markie (Reply #17)

Response to Aristus (Reply #38)

Response to Torchlight (Reply #42)

Response to Torchlight (Reply #46)

GP6971

(37,670 posts)
67. There were two trolls in that thread...not sure if they were one and the same.
Thu Jan 15, 2026, 09:07 PM
7 hrs ago

The one I responded to was in response to their personal attack against Aristus. I don't recall exactly what is was though.

Skittles

(169,762 posts)
70. I always wonder about these people
Thu Jan 15, 2026, 10:10 PM
6 hrs ago

they have the presidency, Congress, the Supreme Court, the mainstream media and they're STILL NOT HAPPY.......WTF

Response to Skittles (Reply #70)

Response to NewHendoLib (Reply #75)

Skittles

(169,762 posts)
84. I BOW TO THEM
Thu Jan 15, 2026, 11:18 PM
5 hrs ago

I've seen them in action at 02:00, they don't miss a trick, er, troll

lonely bird

(2,786 posts)
10. Deductibles are killer
Thu Jan 15, 2026, 11:39 AM
17 hrs ago

Mounjaro-$600+ for four shots
Eliquis-(fortunately, I have enough for a couple months) is probably $300+ for 3 months
Jardiance is about like Eliquis iirc.

When I hit my deductible everything basically drops to $0. For the first about 5 months things are expensive.

On a side but related note, I am uninsurable for long term care due to a combination of things including type 2 diabetes (controlled) and 4 bowel obstruction surgeries.

Ms. Toad

(38,345 posts)
24. Sorry to butt in with unsolicited medical advice -
Thu Jan 15, 2026, 12:38 PM
16 hrs ago

But I wanted to make sure your doctor told you that one of the risks of Mounjaro is bowel obstruction. These drugs are so heavily marketed that a lot of doctors didn't tell their patients about risks (and maybe aren't even aware of them).

(My doctor suggested Ozempic for me, without bothering to tell me of any of the life-altering/threatening risks. Fortunately, I'd already had friends hospitalized because of Ozempic, and have other friends living with gastroparesis (not from Ozempic - but it is one of it's risks))

lonely bird

(2,786 posts)
69. Didn't know that
Thu Jan 15, 2026, 09:54 PM
6 hrs ago

That being said my issues are caused by adhesions and scar tissue.

Thanks for the info though. I will look into it.

Bettie

(19,317 posts)
11. I was in an auto accident Dec 19th
Thu Jan 15, 2026, 11:43 AM
17 hrs ago

my regular doctor wanted an MRI, since I'm having some mechanical issues with one hip, since then.;

We have decent insurance, but it was going to cost over a thousand dollars out of pocket, to be paid up front, at the time of service.

So, I'm just hoping everything will be okay.

FakeNoose

(40,307 posts)
16. Wow - that is shocking!
Thu Jan 15, 2026, 11:54 AM
16 hrs ago

I guess they don't do x-rays anymore? They have to book up those expensive MRI machines to keep them running.

Bettie

(19,317 posts)
19. They did xrays when I was taken to the ER
Thu Jan 15, 2026, 12:00 PM
16 hrs ago

and a CT as well.

The doctor was concerned that the hip that took the hit (t-boned, I was in passenger seat) was not recovering quite as well, so she thought that it was worth the time to get the soft tissue looked at.

But, I went to our chiropractor and he was able to get it loosened up a little and it is finally improving, though I'm still not fully walking any distance on my own. Actually, the chiropractor gave me some exercises to do that really help and I wish the PT people had suggested while I was in the hospital.

erronis

(22,747 posts)
21. Guessing they recommend a specialized radiation office - where they are part owners....
Thu Jan 15, 2026, 12:14 PM
16 hrs ago

Ms. Toad

(38,345 posts)
22. Is that because the injury was caused by a car accident?
Thu Jan 15, 2026, 12:15 PM
16 hrs ago

Medical facilities are getting more obnoxious about getting paid up front when they believe they might be caught between dueling insurance companies, with neither willing to pay the bill.

Bettie

(19,317 posts)
35. Could be
Thu Jan 15, 2026, 02:21 PM
14 hrs ago

but we have good health insurance, I figured they would take care of it.

First time I've ever been in an accident that caused injury. Had one where a deer leaped off the hill next to the road and landed directly in front of my vehicle, but none of us were injured.

barbtries

(31,147 posts)
13. i believe they are trying to kill us.
Thu Jan 15, 2026, 11:44 AM
17 hrs ago

to cull the herd, so to speak.

hard to reach any other conclusion based on their actions.

justaprogressive

(6,332 posts)
14. Government program to give Paxlovid
Thu Jan 15, 2026, 11:44 AM
17 hrs ago

to Medicare and Medicaid patients expired 12/31/2025

DISCOUNTED PRICE NOW = $1600

Had to run a gofundme.

If you just have Medicare A&B THAT'S THE PRICE TO STAY ALIVE!!!!!!

Ms. Toad

(38,345 posts)
30. On the $0 premium plan available in my area,
Thu Jan 15, 2026, 12:54 PM
15 hrs ago

It's $352 (after the annual deductible across all drugs is paid).

Still bad, but better than $1600.

(And that plan caps all drug expenses for the year at $2,100 - quite a bargain for a $0/month premium. We've always had the option of at least one plan at no more than $8/month. I believe there was only one year in which there was not a $0/month premium. So don't go without a Part D prescription plan!)

popsdenver

(1,639 posts)
58. But, But, But
Thu Jan 15, 2026, 06:30 PM
10 hrs ago

Trump said he was going to cut prescriptions by 1600 percent.
Someone I know, WITH additional top line prescription insurance, just paid 2100 for her ONE MONTH supply of Cancer Rx......(The LIST price was 21,000 dollars for a one month Rx).......She was on another cancer drug previously for five years, and her cost, after insurance was 100 dollars a pill, and she had to take one a day........

My Medicare Rx prescription insurance just went from 75/month in 2025 to 125/month January first. AND a sizable increase in the deductible.......

Hotler

(13,743 posts)
18. As someone here said awhile back, "there should be a noose on every lamp post up and down Pennsylvania avenue."
Thu Jan 15, 2026, 12:00 PM
16 hrs ago

In the beginning the French citizens used the lamp post. À la lanterne

À la lanterne!" (French pronunciation: [a la lɑ̃tɛʁn], lit. 'To the lamp post!') is a French slogan that gained special meaning and status in Paris and France during the early phase of the French Revolution from the summer of 1789.[3] Lamp posts served as an instrument to mobs to perform extemporised lynchings and executions in the streets of Paris during the revolution when the people of Paris occasionally hanged officials and aristocrats from the lamp posts. Some English equivalents would be "String them up!" or "Hang 'em high!"

https://en.wikipedia.org/wiki/%C3%80_la_lanterne

BComplex

(9,776 posts)
25. The French have the right idea. Steve Miller should be the first one on the lamp post.
Thu Jan 15, 2026, 12:41 PM
16 hrs ago

It's like hanging Christmas decorations, except better for the country.

DallasNE

(7,970 posts)
26. I HAD The Same Thing
Thu Jan 15, 2026, 12:42 PM
16 hrs ago

But mine went from $0 to $170. I’m seeing this with meds to with co-pays of $220. Talk about inflation only 2.7%.

unblock

(55,960 posts)
28. She got off easy. I'm still making payments on a $7300 procedure last year that was only $250 in 2024.
Thu Jan 15, 2026, 12:50 PM
15 hrs ago

JT45242

(3,854 posts)
32. Agree with earlier folks -- likely deductible season
Thu Jan 15, 2026, 01:24 PM
15 hrs ago

I get hit hard for the first $500 of deductible for everything that is not a routine office visit or medication.

Hear this every January/February

Response to Aristus (Original post)

Mosby

(19,249 posts)
52. My recent colonoscopy cost me a grand.
Thu Jan 15, 2026, 04:12 PM
12 hrs ago

Isn't that procedure preventative?

It was in network, listed doctor.

progressoid

(52,630 posts)
53. Sort of.
Thu Jan 15, 2026, 04:25 PM
12 hrs ago

My PCP recommended I get another one but my ins would only cover one every 5 years (it had only been 3 years since the first one). Mine was going to be over 800 out of pocket. Needless to say, I didn't get it. Now I wait and hope there isn't a problem brewing inside me.

Mosby

(19,249 posts)
57. I had to do a second procedure
Thu Jan 15, 2026, 06:09 PM
10 hrs ago

This one in a hospital, I think its going to cost out of pocket somewhere between 600 and 800. Bills aren't finalized yet, but the hospital (Banner - University Medical Center Phoenix) made me prepay them $500. Funny how they think they know what my cost is going to be, just to them.

If your first one was clear you can wait a while I think. I'm supposed to have one in a year. It can take a decade for a polyp to develop into something more than an adenoma.

Kali

(56,661 posts)
68. are there any other hospitals up there anymore?
Thu Jan 15, 2026, 09:14 PM
7 hrs ago

I fucking HATE banner.

don't get me wrong, some good docs and other on-the-ground people work there but the whole corporate banner bullshit...I will never voluntarily go to them.

progressoid

(52,630 posts)
73. Yeah, my PCP thought I should have another prior to the 5 year schedule due to
Thu Jan 15, 2026, 10:34 PM
6 hrs ago

previous issues and current complications. Apparently the insurance company knows better than my doctor.

Ms. Toad

(38,345 posts)
66. There's a little catch -
Thu Jan 15, 2026, 09:01 PM
7 hrs ago

If they discover something (like a polyp) during the preventative colonoscopy, it converts the procedure from preventative to treatment.

It's a favorite trick of insurance companies. If you have an annual wellness visit covered for free - but you ask a question about a specific concern you have, the visit can be converted to a regular office visit (or you can be charged for two visits - the free wellness visit, and the regular office visit (with whatever copay that includes)).

OldBaldy1701E

(10,278 posts)
54. Hell, I have not been able to address anything for several months now.
Thu Jan 15, 2026, 04:37 PM
12 hrs ago

Between the chest pains, the foot injury that is now in it's 8th month of 'healing', I cannot afford to say the word 'doctor'.

They figure that they will just move to another country, rig their society, and repeat the process.

Let's hope the other nations won't make our mistakes.

Evolve Dammit

(21,528 posts)
59. It's predatory, exclusive and corporate driven for profit. Profit. Remember when BC/BS was non-profit?? I do.
Thu Jan 15, 2026, 06:47 PM
10 hrs ago

slightlv

(7,448 posts)
63. This is exactly what is happening to us, too...
Thu Jan 15, 2026, 07:49 PM
8 hrs ago

Hubby needs an MRI on his brain, and also a CTScan of his heart. Each procedure will run approximately $500.

I had an MRI of my back done just after the ACA was put in place. I had NO copay. Now, even an x-ray of a broken bone, for example, runs us $85.

Hubby has to have these tests, but we already owe about $2k in medical copays, etc., for his trips to the ER over the holidays. I'm not sure how I'm going to swing this financially... everyone wants everything paid in full, even when I say I'll give them "X" over the next few months. (sigh) Medical is going to eat us alive this year, I'm afraid.

dsc

(53,324 posts)
64. I had to get angioplasty recently and was given an estimate that I had to pay
Thu Jan 15, 2026, 08:20 PM
8 hrs ago

it was over 3k. I wound up borrowing the money since I couldn't afford it from savings. This was in Nov. Finally my insurance has settled and turns out my out of pocket should have been closer to 2k. Usually I get the difference back when the copay is wrong so I am hoping I will get a check this time too.

Other thing is that the part that took so long for insurance to clear (they asked for more records) was 43k cash price, about 7k total for those with my insurance. That is crazy numbers.

I will say the hospital was amazing (my previous procedures were done locally, this was at the nearest large city) but it is ridiculous that the prices are permitted to be that different.

Jersey Devil

(10,746 posts)
72. $250 for CT scan of lungs, pelvis
Thu Jan 15, 2026, 10:32 PM
6 hrs ago

Last year it was $150. Had kidney cancer a few years ago, luckily localized, but need scans every year (every 6 months the first 2 years) to monitor.

Latest Discussions»General Discussion»I referred a cardiac pati...