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ProfessorGAC

(77,433 posts)
9. I'd Say You're Right
Tue Jun 2, 2026, 07:56 PM
Tuesday

Here's how it works in Illinois.
Let's say you have a purchase for $98.
The debit card withdraws $100 as a cash back. They keep $98 & give you $2 change.
It wasn't a "purchase" for pot. It was a cash withdrawal at point of sale. So, technically I'm not using the card for pot. I'm just bypassing the ATM.
Back in '18 & '19, it was cash only but they developed this workaround 5 to 6 years ago, and it's every dispensary. So, it's a statewide thing.
That's why I think the cash advance against a credit card would work. They wouldn't be selling pot on a credit card. It's still a cash sale, but the card is an advance at point of sale.
With the changes in federal rules, it may all be moot.

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