Welcome to DU! The truly grassroots left-of-center political community where regular people, not algorithms, drive the discussions and set the standards. Join the community: Create a free account Support DU (and get rid of ads!): Become a Star Member Latest Breaking News Editorials & Other Articles General Discussion The DU Lounge All Forums Issue Forums Culture Forums Alliance Forums Region Forums Support Forums Help & Search

General Discussion

jmbar2

(8,232 posts)

1. I am not by any means financially savvy, but spend a lot of time on stock market sites

Reply to Coventina (Original post)

Thu Jun 4, 2026, 04:02 PM

Thursday

The stock market is at all time highs. It will eventually have a pullback, or we could also go into recession. Markets generally bounce back after pullbacks and recessions. But you don't know how long they last, or how deep it goes.

The advice I've seen is to divide your retirement into buckets. Set some aside to tide you over in case of a market dip, move some into safe investments in case of a recession, and leave some in for longer term growth. This of course depends on your age.

Talk to a financial advisor. You don't want to have to be selling investments in a dip when you need cash. Good luck.

Edit history

Please sign in to view edit histories.

Recommendations

1 members have recommended this reply (displayed in chronological order):

2naSalit

4 replies

= new reply since forum marked as read

Highlight:

Question to the financial gurus here at DU (this is NOT asking for advice!!) [View all] Coventina Thursday OP

I am not by any means financially savvy, but spend a lot of time on stock market sites jmbar2 Thursday #1

Are IRA's real money or not? bucolic_frolic Thursday #2

IRAs hold liquid assets of fluctuating value that can be sold and converted to cash Fiendish Thingy Thursday #3

We are at that point, saved for years. and now would like a little more income for travel. multigraincracker Thursday #4