General Discussion

paleotn

(23,261 posts)

11. My Credit Union asks me to call them directly whenever I get a fraud alert.

Sat Jul 11, 2026, 01:59 PM

Yesterday

No call back to the number that left the message. No response to a text. I just call the fraud line directly during their operating hours and they take care of it from there.

It seems with all the seamlessness of one google sign in or Apple ID, both have created a single point of failure. Get that info, which apparently isn't hard to do, and they've got the keys to the literal kingdom. My credit union short circuits all that. Plus asks me about 50 questions my better half doesn't even know all the answers to.

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erronis

46 replies

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Highlight:

How a Stranger Used One Text Message to Steal My Entire Digital Life -- Time [View all] erronis Yesterday OP

Wow, that is scary hauckeye Yesterday #1

I find people are more vulnerable when they are scammed on mobile devices. LeftInTX Yesterday #2

well, that was horrifying UpInArms Yesterday #3

"Windows 7"??? PatSeg Yesterday #10

windows 7-11. LOL reACTIONary Yesterday #16

I still have a Windows 7 computer also FoxNewsSucks Yesterday #22

Whoa, I didn't know you could still get updates PatSeg 20 hrs ago #41

This scam isn't dependent on the operating system. Windows, Mac, iOS, Linux, whatever. erronis 22 hrs ago #29

This is the key: Never take an inbound call from a financial company. Ms. Toad Yesterday #4

So if you are traveling and spend a decent amount of $ at a city far from where you are 99% of the time AZJonnie Yesterday #6

My Credit Union asks me to call them directly whenever I get a fraud alert. paleotn Yesterday #11

Good advice Randomthought Yesterday #14

Right. And don't click on any links in the text message (or emails!) erronis 22 hrs ago #31

Yes, I would (and have repeatedly refused). Ms. Toad Yesterday #17

I'm not quite sure I follow the logic on this piece AZJonnie 23 hrs ago #25

And how do you know they did not call the 5, be 10, ?? other phones that were in the area Ms. Toad 19 hrs ago #42

How did they fake the credit card terminal coming back and saying "declined"? AZJonnie 11 hrs ago #44

The store may be in on it. Ms. Toad 7 hrs ago #45

No, because only if you respond to a text in the scenario I described with a 'no' I didn't make the charge AZJonnie 2 hrs ago #46

Did you read the article? BWdem4life Yesterday #20

They've got the con down pat. Progressive dog Yesterday #5

Oh wow, that poor Pilot guy! Cha Yesterday #7

"To catch a thief" - Hitchcock. We don't live in that world any more. There are thousands of thieves erronis 22 hrs ago #32

I have an Apple ID Bev54 Yesterday #8

My daughter and I were talking about our smartphones PatSeg Yesterday #9

I never reply to text of that ilk. BeneteauBum Yesterday #12

Good Info, thanks for posting BunnyMcGee Yesterday #13

Kick dalton99a Yesterday #15

This is why I love my old flip-phone JoseBalow Yesterday #18

Thanks for the head's up xuplate Yesterday #19

This exploit was from 4 years ago. Sector 001 Yesterday #21

As if in a nuclear event access to Apple products is essential. marble falls 22 hrs ago #30

I, too, have been getting suspicous calls and texts. Dem_in_Nebr. 23 hrs ago #23

I had an episode not this serious but enough for me three years ago. I dealt with it and even hlthe2b 23 hrs ago #24

I recommend running a VPN on your phone for all WiFi connections - even on a protected network. erronis 22 hrs ago #33

Yes... I have preached that for the past 18 months... Not all listen, however... hlthe2b 21 hrs ago #38

Great info in this thread, thanks erronis and replies.. Permanut 23 hrs ago #26

Just had a discussion with my kids about this NeoTrajan 22 hrs ago #27

Excellent ideas. Thank you. erronis 22 hrs ago #34

That's basically what I told my husband Tree Lady 20 hrs ago #40

Trust no one whose throat you cannot get your hands around. marble falls 22 hrs ago #28

Things I never do in this age of thievery. GoodRaisin 22 hrs ago #35

I wish I knew what was meant by this part of the article AZJonnie 21 hrs ago #36

That mystified me also, but you worded it well. It does seem something is missing. erronis 21 hrs ago #37

I think what they're referring to (and like you, I struggled getting through the article) Abolishinist 19 hrs ago #43

This is exactly what happened to us in Oct 2025. LtTx 20 hrs ago #39