How does one move money from your bank to another person's bank account?

[stopdiggin]

6. there are multiple ways

but most of the 'apps' (PayPal, Venmo, etc.) require dual accounts (you and the receiving party) and then funds actually go into a 'wallet' of some sort that the beneficiary can then credit to his account. Making it actually a two or 3 step process, involving both you and the guy on the other end. Also many of these also have daily 'limits' you can send to a single holder - much like your ATM will only dole out a certain amount per day.

So - I would strongly suggest that if you're thinking about dropping more than just maybe a couple hundred, and you're really wanting it to go into that persons checking or savings (rather than some funky 'app' that they may not know that much about) - then I think you should stick with an actual bank to bank 'wire transfer'. Now they're going to charge you a modest amount for this (~ $20 is kind of standard?) - but it's going to go immediately into that other person's actual account - and should be available for withdrawal (or other access) on the same or following day. Be prepared to give the teller at your bank, the acct. number, the bank routing number, and the full name that is attached to the account you are making a transfer to. (all that is right there on the front of their check, or deposit slip)

Good luck to ya'!