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Personal Finance and Investing

PoindexterOglethorpe

(27,850 posts)

11. Thank you for that detailed information.

Reply to progree (Reply #9)

Mon Apr 7, 2025, 11:44 PM

Apr 7

Corrections occur about every 2 years, on average. Bear markets occur about every 7 years, on average.

So many here just don't get it. Buying and holding for the long term will make you money, especially over the long term.

It's important to have at least some of your investments in stocks. In bonds only, you will steadily lose money. You need capital gains all of your life. Yes, you do.

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progree

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Should my husband still keep putting money in his 401K? [View all] Wicked Blue Apr 7 OP

Yes. Absolutely. PoindexterOglethorpe Apr 7 #1

But what if the S&P 500 plunges 30% down from its all time high? Wouldn't that pretty much ruin the supposed great long progree Apr 7 #9

Thank you for that detailed information. PoindexterOglethorpe Apr 7 #11

If he can afford it, and won't need the money for a few years, absolutely. JohnSJ Apr 7 #2

Can he put it into a money market rather than a mutual fund within the 401K? Or a high yield savings within the 401K? Scrivener7 Apr 7 #3

As long as the Felon is in office I believe there will be Tadpole Raisin Apr 7 #4

Free finacial advice based on very little information is worth every penny paid for it. marble falls Apr 7 #5

I do not think DU is the best place to seek investing advice. Big Blue Marble Apr 7 #6

Yes and you should accelerate and put this year's quota today kansasobama Apr 7 #7

The factors I would consider are - health history, is the money likely for your heirs, walkingman Apr 7 #8

I've never heard of a 401k where one is forced to buy stocks and stock funds. They all offer fixed income choices as progree Apr 7 #10

And then there are pensions. PoindexterOglethorpe Apr 7 #12