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[leighbythesea2]

12. I take care of my mom

With Alzheimer's. She is mild and compliant tho. My sister has MS. She is quite young and so far doing well. She works fulltime is the breadwinner and has four kids. So shes got enough.

We recently waded into what Medicare doesnt and will never do for my mother. Long term care is zero. And how medicaid works.

She gets too much monthly income w pension etc to ever qualify. She has assets. If she did not have as high an income we could have done something with her assets five years ago. Like liquidate.

I mention this because it doesnt sound like your husbands income is very high? Could he qualify for medicaid with some changes? Your health matters a tremendous amount to you, and him. It sounds so difficult.

My sister and i got an education about our own retirement planning, from all of this. My mom did a good job, she will be ok.
I hope you found some info and answers. Update here if you can....