General Discussion

Ms. Toad

(38,359 posts)

7. It is early January. Probably not the copay, but the deductible.

Thu Jan 15, 2026, 11:22 AM

Jan 15

When I had insurance through work, I typically had a deductible from $250 to $500, before insurance kicked in. (In one job, the deductible was much higher, but also serves as the out of pocket cap.). So the first medical in event of the year was expensive since I had to pay 100%, up to the deductible.

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I referred a cardiac patient the other day for an echocardiogram. She messaged me back, saying the co-pay was $500. [View all] Aristus Jan 15 OP

Your money or your life Easterncedar Jan 15 #1

First your money, then your life. Harker Jan 15 #62

Why Not Vice-Versa! Let Me Give You a Hand with That Will! The Roux Comes First Jan 15 #80

AI gab13by13 Jan 15 #2

Close to that Prairie Gates Jan 15 #3

DURec leftstreet Jan 15 #4

My buddy went by ambulance to North Western in Chicago (big beautiful hospital downtown) Hassin Bin Sober Jan 15 #5

nwm actually has a huge endowment for charity care, so mopinko Jan 15 #6

Yes my mom had to give her credit card exboyfil Jan 15 #51

I work as a motorcycle funeral escort Quanto Magnus Jan 15 #56

You don't work for Jeremy Dewitte, do you? Hassin Bin Sober Jan 15 #61

That happened a few months ago when my wife was having a bad AFIB attack and starting to panic... LuckyCharms Jan 15 #87

It is early January. Probably not the copay, but the deductible. Ms. Toad Jan 15 #7

Unfortunately, I had a lot of imaging last year... Sweet Freedom Jan 15 #8

here ya go Nigrum Cattus Jan 15 #9

I know someone who suggests Bettie Jan 15 #12

Much messier, tho. But the visuals would be excellent. erronis Jan 15 #20

Yup. Ocelot II Jan 15 #27

He says that the stain Bettie Jan 15 #36

Shakespeare amended: lastlib Jan 15 #15

let's kill all the billionaires markie Jan 15 #17

Post removed Post removed Jan 15 #37

If you're here to bash liberals, you must be at the wrong site. Aristus Jan 15 #38

Post removed Post removed Jan 15 #41

Sounds serious Torchlight Jan 15 #42

Message auto-removed Name removed Jan 15 #45

I hope your day gets better Torchlight Jan 15 #46

Message auto-removed Name removed Jan 15 #47

Sounds serious Torchlight Jan 15 #48

GFY, troll Celerity Jan 15 #43

You joined to say that? Enjoy your stay!!! GP6971 Jan 15 #44

spill it Skittles Jan 15 #65

There were two trolls in that thread...not sure if they were one and the same. GP6971 Jan 15 #67

I always wonder about these people Skittles Jan 15 #70

They're Inveterate Trolls. Cha Jan 15 #71

Post removed Post removed Jan 15 #74

Send a pizza to the library. NewHendoLib Jan 15 #75

Message auto-removed Name removed Jan 15 #77

except when you haunt them to troll a website for decades NewHendoLib Jan 15 #79

A Tombstone. Cha Jan 15 #82

You are back. sheshe2 Jan 15 #78

Another one just responded to you! sheshe2 Jan 15 #76

AW MAN, WTF Skittles Jan 15 #81

The juries and MIRT are quick! sheshe2 Jan 15 #83

I BOW TO THEM Skittles Jan 15 #84

Trick or Troll sheshe2 Jan 15 #86

Deductibles are killer lonely bird Jan 15 #10

Sorry to butt in with unsolicited medical advice - Ms. Toad Jan 15 #24

Didn't know that lonely bird Jan 15 #69

I was in an auto accident Dec 19th Bettie Jan 15 #11

Wow - that is shocking! FakeNoose Jan 15 #16

They did xrays when I was taken to the ER Bettie Jan 15 #19

Glad you're doing better, Bettie! calimary Jan 15 #23

Guessing they recommend a specialized radiation office - where they are part owners.... erronis Jan 15 #21

Is that because the injury was caused by a car accident? Ms. Toad Jan 15 #22

Could be Bettie Jan 15 #35

i believe they are trying to kill us. barbtries Jan 15 #13

Government program to give Paxlovid justaprogressive Jan 15 #14

On the $0 premium plan available in my area, Ms. Toad Jan 15 #30

But, But, But popsdenver Jan 15 #58

As someone here said awhile back, "there should be a noose on every lamp post up and down Pennsylvania avenue." Hotler Jan 15 #18

The French have the right idea. Steve Miller should be the first one on the lamp post. BComplex Jan 15 #25

I HAD The Same Thing DallasNE Jan 15 #26

She got off easy. I'm still making payments on a $7300 procedure last year that was only $250 in 2024. unblock Jan 15 #28

Whoa! :( moonscape Jan 15 #50

They already have a plan. OGBuzz Jan 15 #29

AI and slaves. quakerboy Jan 15 #31

Agree with earlier folks -- likely deductible season JT45242 Jan 15 #32

Does this mean Mme. Defarge Jan 15 #33

An entire administration's-worth, if you please, Madame. Aristus Jan 15 #40

Shrouds Inc.? Mme. Defarge Jan 15 #49

You'll be going public any time now. Aristus Jan 15 #55

tell her to get a Kardia Skittles Jan 15 #34

Message auto-removed Name removed Jan 15 #39

My recent colonoscopy cost me a grand. Mosby Jan 15 #52

Sort of. progressoid Jan 15 #53

I had to do a second procedure Mosby Jan 15 #57

yup Skittles Jan 15 #60

are there any other hospitals up there anymore? Kali Jan 15 #68

There is the Honor Health system. Mosby Jan 16 #90

d'oh of course Mayo Kali Jan 16 #91

Yeah, my PCP thought I should have another prior to the 5 year schedule due to progressoid Jan 15 #73

There's a little catch - Ms. Toad Jan 15 #66

Hell, I have not been able to address anything for several months now. OldBaldy1701E Jan 15 #54

US companies are going after the NHS in the markodochartaigh Jan 16 #88

It's predatory, exclusive and corporate driven for profit. Profit. Remember when BC/BS was non-profit?? I do. Evolve Dammit Jan 15 #59

This is exactly what is happening to us, too... slightlv Jan 15 #63

I had to get angioplasty recently and was given an estimate that I had to pay dsc Jan 15 #64

$250 for CT scan of lungs, pelvis Jersey Devil Jan 15 #72

Aerosmith AllyCat Jan 15 #85

What a disjointed whacked out system DFW Jan 16 #89